Chapter 3 - The Immediate Repossession Of The Suburban Family Estate

By eight o'clock the following morning, Patricia sat at the marble kitchen island, impatiently tapping her manicured nails on the counter.
She handed David her black American Express card, instructing him to pick up gourmet pastries from the local French bakery in town.
"Go get us breakfast, David, and stop moping over that ungrateful woman," Patricia commanded with a dismissive wave of her hand.
David drove his luxury BMW SUV to the bakery drive-thru, sliding the sleek black credit card through the payment terminal.
The computer screen immediately flashed bright red, displaying a blunt message: ACCOUNT CANCELLED BY PRIMARY HOLDER.
David pulled out his personal Chase debit card, but the terminal chimed with a second sharp error: INSUFFICIENT FUNDS AVAILABLE.
Panic seized his chest as he frantically checked his mobile banking app, discovering every joint account had been drained to zero.
He sped back to the suburban mansion, only to find two massive yellow flatbed tow trucks parked across the private driveway.
Repo agents were busy securing heavy steel chains around Patricia’s custom Lexus SUV and David’s prized speedboat in the three-car garage.
"What do you think you're doing with my vehicle?!" Patricia screamed from the front porch, waving her hands wildly at the crew.
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"Court order from Vance Asset Management, ma'am," the lead agent replied calmly, handing her a stamped repossession notice.
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