Chapter 14 - The Local Bank Issues A Formal House Foreclosure Notice
The following morning, a certified mail delivery truck stopped in front of Daniel and Emily’s suburban residence.
The postal worker handed a thick legal envelope directly to Daniel, who stood numbly on the front porch.
He tore open the envelope with trembling fingers, pulling out a formal notice of default and impending foreclosure.
The bank was seizing the house within thirty days due to three consecutive months of unpaid mortgage transfers.
Emily walked up behind him, peering over his shoulder at the legal jargon printed on the official letterhead.
“What is this? They can't foreclose on us! We’ve lived in this house for five years!” Emily screamed in denial.
“They can, Emily, because Mom was the one paying the mortgage every single month without telling us,” Daniel whispered numbly.
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They were about to be homeless, stripped of every luxury they had taken for granted their entire adult lives.
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