Insight

Chapter 13 - Creditors Circle The Failing Empire

As spring rolled into early summer, Caldwell Development shrank to a fraction of its former bloated size.

Dozens of administrative staff were laid off, unnecessary office leases were broken, and construction projects were scaled back.

Creditors lined up in bankruptcy court trying to recover pennies on the dollar for unpaid equipment and materials.

Daniel disappeared from social circles entirely, reportedly moving into a small studio apartment across town and working in retail sales.

Ryan was forced to move back into his parents' shrinking suburban home, complaining bitterly about having to wake up before noon.

The great Caldwell empire had crumbled not because of a bad economy, but because of unchecked entitlement and arrogance.

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