Insight

Chapter 2 - Grandpa Shows Me The Second Mortgage

The first document was a county property record.

My parents’ house had no mortgage.

It had been paid off four years earlier.

I stared at Grandpa.

“That’s impossible.”

Every month, $1,850 of my automatic transfers was labeled Mortgage Support.

Grandpa tapped the document.

“Your father paid the balance after he received money from his brother’s estate.”

I looked at Marcus.

Neither of us spoke.

Grandpa pulled out bank statements.

My mother had continued asking me for mortgage money for forty-eight months after the mortgage disappeared.

Nearly ninety thousand dollars.

“Where did it go?”

Grandpa turned to the next page.

A wire transfer.

VALERIE WHITAKER TO SEABREEZE PROPERTY GROUP.

The amount was $32,000.

Then another.

Then another.

Seabreeze was connected to a condominium in Fort Lauderdale.

The owner was not my mother.

It was Kendra.

My sister.

Grandpa said quietly:

“You’ve been helping pay for Kendra’s condo.”

I felt Nia breathing against my chest.

Kendra had told everyone she rented a small apartment.

She did not.

County records showed she owned a two-bedroom condo purchased three years earlier.

My mother had supplied most of the down payment.

With money I believed was keeping my parents from losing their home.

But Grandpa was not finished.

“The condo is only one part.”

He pulled out a statement from an investment account.

My name appeared nowhere on it.

Kendra’s did.

May you like

So did my mother’s.

And over six years, more than $170,000 had flowed into it.

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