Chapter 13 - Daniel Loses Everything As His Creditors Close In

With his bank accounts frozen and his credit cards revoked, Daniel was legally evicted from his temporary midtown apartment by Monday evening.
He stood on the cold Manhattan sidewalk beside his two cardboard packing boxes, watching his landlord lock the deadbolt behind him.
He had nowhere to go, no family members willing to answer his calls, and no financial resources left to secure a hotel room.
He pulled his heavy wool coat tight around his shoulders, dragging his cardboard boxes toward the nearest subway station entrance.
A cold autumn rain began to fall from the gray sky, soaking through his designer suit jacket and ruining his expensive leather shoes.
He tried to hail a yellow cab, but drivers sped past him without slowing down, ignoring the disheveled man standing in the rain.
He realized that every luxury he had enjoyed for the past seven years was an illusion borrowed against Elise’s wealth and patience.
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He had treated her like an inferior asset, never understanding that she was the very foundation holding his entire fragile world together.
Now that the foundation was gone, he was crashing down into the cold, unforgiving pavement of reality with nothing left to cushion his fall.
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